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Personal Finance Management

Training and Development

The Personal Finance Management training course is designed to equip the delegate with the knowledge, understanding and comprehension of financial stability and viability. By keeping on top of our personal finance management we can avoid falling into the easy debt trap that is so rampant in our society and causes huge stress amongst our workforce.

Personal finance teaches us about money and money is the ability to make choice and gain power. Learning about personal finance will give us freedom in our life and the ability to accomplish our dreams. 

“Financial fitness is not a pipe dream or a state of mind, it’s a reality if you are willing to pursue it and embrace it.”   Will Robinson

The course will address frequently asked questions such as:

  • Why is it important to manage my finances?
  • What is debt and how can I manage it better?
  • What is debt counselling and how can I apply for it?
  • How can I learn to budget better?
  • What is interest?
  • How do I apply for a home loan or vehicle financing?
  • What is a garnishee order?
  • How can I create a personal finance plan?

Who should attend?

  • All level of employees who want to learn more about dealing with their personal finances

Training Outline

The facilitator will lead the delegates through a workshop discussing the following:

Understanding the essence of Personal Finance Management

  • Financial Planning versus Budgeting
  • Why should I manage my finances?
  • Understand what debt means
  • Understand the true cost of debt
  • Debt legislation explained
  • What is debt counselling and how can I apply for it?
  • The National Credit Act (NCA) Explained
  • What does a garnishee order mean?
  • Your Credit Score unpacked

Understanding Financial Products

  • How to get started on your banking journey
  • Things to consider when choosing your first bank account
  • Understanding Bank Statements and Bank Charges
  • Be careful with your credit card
  • Understanding lay-by’s
  • How to apply for a home loan
  • How to apply for vehicle finance
  • Stokvel explained
  • Micro-lending explained

Budgeting Basics: Income VS Expenses

  • Income
  • Expenses

How to Create a New Budget Every Month: A Detailed Step-by-Step Guide

How to Create a Plan to Pay Off Debt

  • Dangers of debt consolidation

What Is Interest?

  • Earning Interest
  • Paying Interest

When To Take Out A Personal Loan

Creating a Personal Financial Plan

  • Determine Your Current Financial Situation
  • Develop Your Financial Goals
  • Identify Alternative Courses of Action
  • Evaluate Your Alternatives
  • Create and Implement Your Financial Plan
  • Review and Revise your Plan

How To Deal With A SARS Audit


Additional Information

Course Duration: 1 Day

Presented : In-house and online



  • Comprehensive manual
  • Framed certificate of attendance
  • Notepad & Pen
  • Superior training venue with delicious lunch, teas and refreshments

Contact us for more information